Sep 21 2006

Credit Card, Chapter 2

Published by Kirsten under Internet, Money

It seems I’m getting a lot of visitors to this post via Google. That particular charge, which I put in that post exactly as it was written on my credit card bill, and like me, many people are turning to the power of Google to figure out what the heck it is. As far as I’ve been able to tell, it’s a company in Singapore that sells phone cards. I don’t know if it’s legit or not, but someone is buying $10 and $20 phone cards through that company with our credit card numbers. Like one of my commentators said, it sometimes happens that crooks will actually go through random numbers and see if they get a hit. Heck, we do that in my line of work - not with credit card numbers, but phone numbers.

(I’ll explain. We’re headhunters, and when trying to recruit people we have to try and get names and to the right person through a gatekeeper, aka receptionist. This tactic isn’t very successful, especially if you don’t know a name. So what we’ll do is after hours, call the main number to a company and the phone tree. 555-1000. Then, if there’s no directory, we’ll start dialing numbers - 555-1001, 555-1002, etc. to see what the voice mail messages say. It’s surprisingly successful.)

So it appears that’s what is happening here. So, if anyone gets that weird charge on their credit card bills, it’s fraudulent! Don’t take no for an answer! Make sure you get the fraud department, make sure they close your account and issue you a new card number, and make sure they send you the fraud paperwork.

I got a new card with a new number, my online stuff was transferred to the new number, and I got the paperwork, which I sent in right away. It’s a simple one page easy to understand form, and since the only other thing I was using that card for was my storage unit it was very easy to see what charges are fraudulent. Be vigilant and check your statements carefully!

Good luck to all who have this problem.

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One Comment to “Credit Card, Chapter 2”

  1. Meganon 22 Sep 2006 at 12:31 pm

    Thanks for the heads up- I loved that article!

    We are still waiting to hear from the investigation into the people who spent several thousand dollars on my husbands card at restaurants and home repair contractor type places.

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