I got out of work an hour early, so I used that time to get my car smogged and the oil changed before going home. I also got the air filter changed since it was disgusting, and bought new wiper blades because the 1 time a year I use them I’m gonna find out they’re rotted and won’t be able to find any anywhere because the other 1.8 million people in this city are all in the same boat. It’s been about a year since I had them changed anyway. So I got all that done, went home and got the mail. I opened the credit card bill (the smaller card that Dad doesn’t know I have) and I see a charge on there. Now, I’m not really using this card anymore except for my storage unit, so there should only be payments and storage on there. But I also saw a $10 charge for ENETS-SUNSHINE TELE SINGAPORE. Um, weird. I don’t recall going to Singapore recently. So I called the card company. When I told the guy what the mysterious charge was, he looked at it on my account and said, “Yeah, I’ve had quite a few of those today. Let me transfer you to the fraud department.” Just what I need. I am super careful with my credit card. This particular one isn’t used online, ONLY in person, and it never even leaves my house. To keep from using this and others, I keep them locked in a safe place far away from my purse. So that account is now closed and paperwork to start a fraud investigation is on its way, to be followed by a new card with a new account number. Something tells me the fraud is at Credit Card Company, since the guy there recognized the charge and knew it was fraudulent. Oh, and get this – apparently there is also a charge that I’ve yet to be billed for from something called ACHAT. Hmmm, I wonder what the A stands for? I checked my other accounts and there was nothing unusual on them, so this breach was definitely not from my own carelessness. I can’t wait to see what this so-called fraud investigation uncovers. In the meantime, if any news comes out following a data breach at Chase Credit Cards, then I’m gonna be really pissed off.
I still have to register the car, but I relized that paying for it out of my checking would leave me just $10 for the next week. Not acceptable. So I’ll put that on the credit card Dad does know about and is helping me pay down. I figure he’ll be less pissed about that versus gas and groceries (aka daily living expenses) going on it.
And, maybe, just maybe, I can get a promotion and possible raise at Job#2. AJ is a keyholder, and is getting really burned out since she’s been doing that, along with her full-time job as a mom, plus her candy and digiscrap shops on the side, she’s just exhausted. Plus her husband was never thrilled wtih the idea of her working since she works nights and never sees him. So I will casually bring up a conversation about it with Shoe Boss. I mean, right now I do like having a second job that I don’t have to think at, but it would be a bit more money, a few more hours (about 2 more per week than I do now) and would put me in a slightly better financial position (pay off cards and prepare for future plans). My availability doesn’t change at all, so I’m not sure I can give Shoe Boss what she needs, but she did offer me the position a few years ago when I turned in my notice and another keyholder quit the next day. She and I both know there are no doubts about my ability to do the job. And it might be easier for Shoe Boss to hire another regular salesperson than to hire a keyholder, so it might make perfect sense. AJ would also be willing to go down to a salesperson position, so we’ll see. I’ll let you know how the conversation goes.
My mom ran up my phone bill tonite – nearly 1/5 of my minutes in one conversation. Gotta be conservative with the phone, don’t want to go over again. Actually, this was a two-sided conversation that started with discussions about her quick home sale. She’s going looking tomorrow and will let me know how that goes. This will be different, that’s for sure.
As I’m sitting here writing this post, something weird happened. My 13-yr-old nephew Bubba signed onto AIM. The weird part is that it’s nearly 1am where he is, and I know he should be asleep. That boy sleeps like a log, so I don’t believe that he’d wake up in the middle of the night and go online, or even be up this late with one of his friends. Someone needs to have a talk with him – check this out:
Kirsten: someone’s up past their bedtime
BUBBA: hye whats up
BUBBA: hye whats up
Kirsten: not much u
Kirsten: I’m blogging
Kirsten: as usual
Kirsten: what are you doing up so late
BUBBA: masterbating
Kirsten: scuse me
BUBBA: jk wrong im
Kirsten: have you gotten that talk yet?
BUBBA: nope will u tell me
BUBBA: lol
Kirsten: seriously kid, what are you doing
BUBBA: nothing
BUBBA: just chilling
Kirsten: with whom
BUBBA: me myself and i
Kirsten: well you’re not sounding like the bubbaloo I know
BUBBA signed off at 9:57:21 PM.
Now, I do realize that at 13 years old he will be a bit curious and want to talk about that – I mean, I’ve seen his MySpace. But no way in heck would he ever be that disrespectful towards his Aunty. The scariest thing was that just before he signed off, I was about to tell him to not be disrespecting his aunt like that. What was so scary about it was that I was going to use the exact words and tone that my sister, Bubba’s mom, would use. Which means that my sister and I are – *gasp* – no,no, it can’t be – but it is – we’re ALIKE!!!!! Two people who are as different as night and day and even less complimentary, yet somehow born of the same two people, actually have something in common besides parents. Shit.
Now that I’ve spent waaaayyyy too much time on the phone with my mom, and as usual too much time blogging, I must eat dinner before Friday turns into Saturday and dinner becomes breakfast. And, even though I did manage to remember to get my car smogged today, I do have a few errands to do tomorrow, including the just-added Go To Storage Unit Place and Change Credit Card Payments (before the 10th when my next automatic payment comes out and I’m charged extra for it being rejected).
Other Posts Like Me:
- Haters
- The Lost Files
- A Day At The Races
- My Car is Driving Me to Drink
- A Little Courtesy Goes A Long Way
somebody definitely needs a talk. yes i do love your template.
I ran across this blog and I just wanted to say something. I work for the fraud department at a credit card company. The reason that person knew it was fraud was easy. We deal with fraud all day every day. Credit card fraud typically happens through nothing of your own fault. Unfortunately card numbers are only 16 digits put together. Eventually, people can figure out numbers and just put 16 together and get numbers. When something like this happens, they just go in numerical order and order the same things on different cards. That is how the rep you spoke to probably knew that charge was fraud. It all happens within weeks of each other so we are bombarded with the same types of fraud transactions. I hope this helps make you feel safer with your credit card. Every company does its best to prevent fraud. There are extensive consequenses for people committing internal fraud. It hasn’t happened since I have been here and that’s been a long time! I hope you just have faith in people that they are doing their best to help you and protect you. Just remember that we are just like everyone else working for a living. We are not bad people. We have a lot of privacy and protection rules that we must keep to. For example, we can’t access your account unless you call us. We can’t just randomly pull up accounts or anything like that. It is a lot safer for you than you might think. I hope this helps clear some things up! :)
Thanks, that does make me feel a bit better. I know I’m not the only one, because in checking my stats someone had done a google search using the same purchase entry that I had, and found my blog and that particular post.
I also have a Chase card and have had them charge back those ENETS charges for 2 months now. It’s getting annoying, particularly since Chase won’t simply refuse to accept charges to my account from this (obviously fraudulent) company in Singapore!
Hi. I had a $20 charge from the same “company” (that’s how I found your blog), on a card I had also left unused, and Chase said it would take 35 days to resolve this with the merchant. I patiently waited 35 days, checked my account online, and called to see why the charge was still there. The rep I spoke to tonight said they’d originally taken “the wrong action” and then transferred me to the fraud department. I thought that was the department I’d spoken to before. Anyway, they said my account had been compromised, told me to destroy my card, and said they’d close the account and send me a new card. SO .. don’t pay for phony charges! Make sure you speak to the actual fraud department, and they should reissue a card for you. I wonder how many people don’t notice these little 10-20 dollar charges.
Good luck!
Hi. I had a $50 charge from the same “company”. That’s obviously fraudulent. But credit card company told me this transaction is not fraudulent. I just wonder why they think it’s not fraudulent.
Unfortunately, it’s not just Chase. I have a Capital One Card that got Jammed for $300 in mid August. I’m still trying to get them to clear it up. They(Capital One) recently switched programs and have a “new look” according to the 3rd Fraud rep that I spoke to over the last 3 consecutive months. My belief is that whoever is making these transactions are either purchasing phone cards or depositing money into a Singapore based bank. See http://www.dbs.com/sg/ It’s comforting to know that the card companies keep consumers in the dark about companies/schemes like these to be on the lookout. It’s also sad that in order to really find out what’s going on requires the consumer to do there own investigation. Thanks for the blog on this because it helped me do more research.
I just returned home from vegas . Got married. I ordered a cake from Freeds bakery before I left and when I returned home someone had a party on my debit card. Freeds was the only place I used the card and they had my pin!!!!!!! I could not have made the purchases fron the airplane !!!! Dates match!!!